Claims - Water leaks in bathrooms
- Visually inspect flooring.
- Visually inspect slab floors and test for dampness.
- Visually inspect stairways, including treads/risers, landings and handrails, and where appropriate test for dampness.
- Visually inspect loadbearing walls and test for dampness. Note the presence of rising damp in masonry walls and water penetration around openings.
- Visually inspect ceilings and test below upper floor bathrooms or other areas susceptible to a damp problem. Note the presence and location of water stains on roof linings and fungal growth, e.g. mould. Leaking shower recesses are a common problem.
- Visually inspect any exposed horizontal structural members (e.g. beams), or vertical structural members (e.g. columns), and where appropriate test for dampness.
- Visually inspect any other primary elements, and where appropriate test for dampness.
- Visually inspect the quality of primary elements. Note details of poor workmanship and/or materials used in the construction, renovation or maintenance of the structure,
- Visually inspect secondary and finishing elements of construction, and where appropriate carry out physical tests including water testing of any shower recess.
Conditions apply for each policy and the information expected from you for a policy to trigger. Coverage may differ based on specific clauses in individual policies. Please ask your broker to explain the additional benefits and exclusions pertaining to your policy.
The information provided is general advice only and does not take account of your personal circumstances or needs. Please refer to our financial services guide which contains details of our services and how we are remunerated.