Business Insurance can help protect against a variety of risks including but no limited to retail, trades & services, manufacturing, hospitality and property owners.

Typically a business insurance policy will cover the following:

Property
Damage to buildings, contents and stock caused by fire & perils and accidental damage.

Business Interruption 
The shortfall in your business income caused by the interruption to your business after you’ve had an insured loss.

Theft & Money 
Theft of business contents or stock, or theft of money.

Broadform Liability 
Your legal liability to pay compensation for personal injury or property damage.

Machinery Breakdown 
Damage to machinery caused by breakdown, or damage to boilers and pressure equipment caused by explosion and collapse.
Refrigerated or frozen goods can also be covered against deterioration.

Employee Dishonesty
Fraud or dishonesty by your employees.

Computers & Electronic Equipment
Fire, theft, accidental damage, breakdown and business interruption cover for computers and electronic equipment.

Glass
Breakage of internal and external glass and signs.

General Property
Primarily designed for property (excluding stock) which is moved around, like tools of trade or professional equipment.

Tax Investigation
Costs incurred by your accountant or registered tax agent (after receiving notification from the Australian Taxation Office) in conducting an audit or investigation in relation to your liability to pay tax.

Coverage may vary depending on insurer.